a TV worth P2,800.

For 9 months, we've been wanting to buy a TV but we don't have enough money since it is not in our priority list. We do have a TV before, but we really don't own it. It was of my husband's aunt but when they left for Bacolod City to stay there for good, they brought with them the TV and left us another TV which unfortunately, didn't work after a day. Too bad! When I had my maternity leave, I just listen to the radio whenever I get bored or watch a movie in my laptop computer. It's really different when there's a TV. You'll get updated with what's happening in and around the globe through the news. My husband planned to buy a surplus TV since it's what we could afford. I was surprised when he called me this afternoon and he told  me to see him near the school where he's working because the pawnshop there is having an auction sale and he happened to see two TV sets. He cannot decide which one to buy so he needs my suggestion. I asked permission from the office to go out for a while to see my husband. So finally we decided to buy the TV (LG brand). We don't care even if it's an old model as long as it is still OK, the reception is clear.

a TV worth P2,800.

For 9 months, we've been wanting to buy a TV but we don't have enough money since it is not in our priority list. We do have a TV before, but we really don't own it. It was of my husband's aunt but when they left for Bacolod City to stay there for good, they brought with them the TV and left us another TV which unfortunately, didn't work after a day. Too bad! When I had my maternity leave, I just listen to the radio whenever I get bored or watch a movie in my laptop computer. It's really different when there's a TV. You'll get updated with what's happening in and around the globe through the news. My husband planned to buy a surplus TV since it's what we could afford. I was surprised when he called me this afternoon and he told  me to see him near the school where he's working because the pawnshop there is having an auction sale and he happened to see two TV sets. He cannot decide which one to buy so he needs my suggestion. I asked permission from the office to go out for a while to see my husband. So finally we decided to buy the TV (LG brand). We don't care even if it's an old model as long as it is still OK, the reception is clear.

Prioritizing Priorities

Prioritizing priorities has always been considered as one of the most hardest things to do. I've been always struggling on this for quite some time. It's really hard to prioritize your priorities especially when it involves money matters.We should learn to prioritize Sometimes we become stupid in distinguishing needs and wants especially when we are in a shopping center and a SALE is going on. We buy things that we really don't need and in the end, we run out of budget for the things that we really need. So we tend to look for an option where to get finances for our needs. As a result, we borrow money from other people and even apply for bank loans.We then become like ReBecca Bloomwood (character in Confessions of a Shopaholic) who has financial problems because of buying things which really aren't needed. Things like these can be avoided if we just learn how to prioritize priorities. Reality check:

• Spend money on things that we really need. (We can live without having the things that we WANT, but we definitely cannot live without the things that we NEED)
• Don't spend more that what you earn.
• Salary - savings = expenses NOT salary - expenses = savings